It's time to choose Aktivaku

A secured financial technology platform, a partner to make your fund grow.

Aktivaku is a secured peer-to-peer lending platform. Aktivaku integrates asset owners (personal or corporate) who needs funding and the fund owners as an alternative to bank loans.

The Benefits of Choosing Aktivaku

BENEFITS FOR LENDERS

  • Attractive return, starts from 14% p.a

  • Secured with fixed assets

  • Easy process with affordable minimum amount of funding

BENEFITS FOR BORROWERs

  • Competitive interest starts from 14% p.a

  • Fast and easy process

  • Clear and transparent cost

Aktivaku Products

Current Funding

  • PT MPC

    AktivaFlow

    AktivaFlow

    Loan

    600.000.000,00

    Interest

    1.50% Per Month

    Guarantee

    lainnya

    Tenor

    2 Month

    Rate

    B1 - Low to Medium Risk

    Status

    Funded in 10 Hours 31 Minutes

    Funding Progress

    100%
     T&C Applied 
  • PT DWM

    AktivaFlow

    AktivaFlow

    Loan

    191.000.000,00

    Interest

    1.50% Per Month

    Guarantee

    lainnya

    Tenor

    2 Month

    Rate

    B1 - Low to Medium Risk

    Status

    Funded in 3 Hours 7 Minutes

    Funding Progress

    100%
     T&C Applied 
  • PT VJM

    AktivaSwitch

    AktivaSwitch

    Loan

    1.300.000.000,00

    Interest

    1.17% Per Month

    Guarantee

    ruko

    Tenor

    1 Month

    Rate

    A1 - Low Risk

    Status

    Funded in 2 Days

    Funding Progress

    100%
     T&C Applied 
  • MN

    AktivaSwitch

    AktivaSwitch

    Loan

    100.000.000,00

    Interest

    1.17% Per Month

    Guarantee

    rumah tinggal

    Tenor

    1 Month

    Rate

    A1 - Low Risk

    Status

    Funded in 0 Hours 19 Minutes

    Funding Progress

    100%
     T&C Applied 
  • BPM

    AktivaFlow

    AktivaFlow

    Loan

    400.000.000,00

    Interest

    1.50% Per Month

    Guarantee

    lainnya

    Tenor

    2 Month

    Rate

    B1 - Low to Medium Risk

    Status

    Funded in 2 Days

    Funding Progress

    100%
     T&C Applied 
  • PT MPC

    AktivaFlow

    AktivaFlow

    Loan

    1.100.000.000,00

    Interest

    1.50% Per Month

    Guarantee

    lainnya

    Tenor

    2 Month

    Rate

    B1 - Low to Medium Risk

    Status

    Funded in 2 Days

    Funding Progress

    100%
     T&C Applied 
  • PT BMS

    AktivaSwitch

    AktivaSwitch

    Loan

    1.000.000.000,00

    Interest

    1.17% Per Month

    Guarantee

    rumah tinggal

    Tenor

    1 Month

    Rate

    A1 - Low Risk

    Status

    Funded in 5 Hours 3 Minutes

    Funding Progress

    100%
     T&C Applied 
  • PT CBI

    AktivaFlow

    AktivaFlow

    Loan

    1.650.000.000,00

    Interest

    1.50% Per Month

    Guarantee

    lainnya

    Tenor

    2 Month

    Rate

    B1 - Low to Medium Risk

    Status

    Funded in 9 Hours 34 Minutes

    Funding Progress

    100%
     T&C Applied 
  • RRC

    AktivaFlow

    AktivaFlow

    Loan

    100.000.000,00

    Interest

    1.50% Per Month

    Guarantee

    rumah tinggal

    Tenor

    4 Month

    Rate

    B1 - Low to Medium Risk

    Status

    Funded in 1 Hours 40 Minutes

    Funding Progress

    100%
     T&C Applied 
  • Y

    AktivaSwitch

    AktivaSwitch

    Loan

    1.600.000.000,00

    Interest

    1.17% Per Month

    Guarantee

    rumah tinggal

    Tenor

    1 Month

    Rate

    A1 - Low Risk

    Status

    Funded in 8 Hours 18 Minutes

    Funding Progress

    100%
     T&C Applied 
  • PT DWM

    AktivaFlow

    AktivaFlow

    Loan

    183.000.000,00

    Interest

    1.50% Per Month

    Guarantee

    lainnya

    Tenor

    2 Month

    Rate

    B1 - Low to Medium Risk

    Status

    Funded in 0 Hours 36 Minutes

    Funding Progress

    100%
     T&C Applied 
  • BPM

    AktivaFlow

    AktivaFlow

    Loan

    1.500.000.000,00

    Interest

    1.50% Per Month

    Guarantee

    lainnya

    Tenor

    2 Month

    Rate

    B1 - Low to Medium Risk

    Status

    Funded in 3 Days

    Funding Progress

    100%
     T&C Applied 
  • YR

    AktivaSwitch

    AktivaSwitch

    Loan

    380.000.000,00

    Interest

    1.17% Per Month

    Guarantee

    rumah tinggal

    Tenor

    1 Month

    Rate

    A1 - Low Risk

    Status

    Funded in 0 Hours 15 Minutes

    Funding Progress

    100%
     T&C Applied 
  • PT PSU

    AktivaFlow

    AktivaFlow

    Loan

    119.000.000,00

    Interest

    1.58% Per Month

    Guarantee

    lainnya

    Tenor

    1 Month

    Rate

    B2 - Medium Risk

    Status

    Funded in 22 Hours 28 Minutes

    Funding Progress

    100%
     T&C Applied 
  • PT KKB

    AktivaFlow

    AktivaFlow

    Loan

    420.000.000,00

    Interest

    1.58% Per Month

    Guarantee

    lainnya

    Tenor

    3 Month

    Rate

    B2 - Medium Risk

    Status

    Funded in 3 Days

    Funding Progress

    100%
     T&C Applied 
More

Statistic
Info

151
59Institution
92Personal

Total Accumulation Borrower

36
24Institution
12Personal

Total Active Borrower

Rp 195.07 Billion

Total Loan Since Founded

Rp 82.17 Billion

Total Loan This Year

Rp 38.56 Billion

Total Outstanding Loan

Highest
loan value

Rp 1.95 Billion

Value of Money received by the Loan Recipient

Rp 2.1 Billion

Value of Money to be returned

Rp 146.45 Million

Total Cost (By Interest, Provision and Admin)

0,21%

Percentage of Total Cost Per Day

Lowest
loan value

Rp 60 Million

Value of Money received by the Loan Recipient

Rp 63.81 Million

Value of Money to be returned

Rp 3.81 Million

Total Cost (By Interest, Provision and Admin)

0,08%

Percentage of Total Cost Per Day

Media Coverage

Aktivaku dan Sunyi House Coffee and Hope berkolaborasi menggelar kegiatan sosial untuk membantu masyarakat terdampak covid-19

- wartakotalive.com

Adhi Commuter Properti (ACP) dan Aktivaku meresmikan sinergi penyaluran pendanaan untuk kepemilikan hunian apartemen dan perumahan. Pendananaan tersebut sebagai wujud nyata Aktivaku dalam memberikan solusi kepemilikan hunian bagi masyarakat yang belum mendapatkan fasilitas perbankan.

- Kontan.co.id

PT Adhi Commuter Properti (ACP) dan Aktivaku membuahkan sinergi penyaluran pendanaan membuahkan sinergi penyaluran pendanaan untuk kepemilikan hunian apartemen dan perumahan.

- wartakotalive.com

Sebuah kolaborasi aktivitas sosial kembali dilakukan oleh Aktivaku bersama dengan Sunyi Coffee dan Mula Indonesia untuk membantu kehidupan sehari-hari sebagian masyarakat yang terkena dampak pandemi Covid-19

- wartakotalive.com

Aktivaku kembali menggelar penyaluran donasi yang dikumpulkan melalui event 1.000 km untuk 1.000 paket sosial kepada masyarakat tuna rungu dan tuna wicara, pekan lalu.

- sindonews.com

Aktivaku mengadakan inisiatif menggalang dana dengan berlari virtual secara kolektif sejauh 1000kilometer selama 14 hari pada 19 April-3 Mei lalu. Dari hasil inisiasi itu mereka mendapat seribuan paket kemanusiaan.

- Media Indonesia

Sektor informal bisa akses pembiayaan perumahan

- Kontan.co.id

Aktivaku Garap Peluang Pembiayaan KPR

- SWA.co.id

Wow, Aktivaku Tawarkan Rumah Tanpa DP

- Bisnis.com

Aktivaku Gandeng Dua Mitra Tingkatkan Inklusi Keuangan

- SWA.co.id

Dorong inklusi keuangan, Aktivaku gandeng Bank DKI dan BPD Bali

- Kontan.co.id

Layanan Permohonan Pembiayaan Bank, Aktivaku Gandeng BPR Syariah HIK Bekasi

- Bisnis.com

Aktivaku Gandeng BPR Syariah Dukung UKM Jabodetabek dan Jabar

- Media Indonesia

Incar UKM, Aktivaku Gandeng BPR untuk Salurkan Pembiayaan

- Liputan 6

Aktivaku Beri Solusi Pembiayaan Properti dengan Skema “Secured” P2P Lending

- DailySocial.id

Aktivaku Optimis Mampu Salurkan Pembiayaan Rp 60 Miliar Akhir Tahun 2018 Ini

- Tribun Techno

Aktivaku Siap Dukung Pemerintah Wujudkan Inklusi Keuangan

- Media Indonesia

ktivaku Bidik Pendanaan Properti bagi Pekerja Informal

- Industri.bisnis.com

Aktivaku Wujudkan Inklusi Keuangan Melalui Pembiayaan UMKM

- Marketing.co.id

Aktivaku, perusahaan financial technology peer-to-peer lending beragunan menyatakan kesiapannya untuk mendukung pemerintah mewujudkan inklusi keuangan melalui pembiayaan UMKM.

- Inilah.com

Our Partners

Our Cash Management Partners

ATTENTION:

  1. Information Technology Based Lending and Borrowing Service is a civil agreement between the Lender and the Borrower; thus, all risks arising from the agreement are borne entirely by each party.
  2. Credit risk or default is borne entirely by the Lender. No state agency or authority is responsible for this risk of default.
  3. The Organizers with the approval of each User (Lender and/or Borrower) accesses, obtains, saves, manages and/or uses the User’s personal data (“Utilization of Data”) on or inside objects, electronic devices (including smartphones or cellphones), hardwares and softwares, electronic documents, applications or electronic systems belonging to the User or controlled by the User, by notifying the purpose, limits and mechanism of the Utilization of the Data to the User before obtaining the intended consent.
  4. Lenders who do not have the knowledge and experience of lending and borrowing are advised not to use this service.
  5. The Borrower must consider the loan interest rate and other fees in accordance with the ability to repay the loan.
  6. Every fraud is digitally recorded in cyberspace and can be known to wider community on social media.
  7. Users must read and understand this information before making a decision to become a Lender or Borrower.
  8. The Government, in this case the Financial Services Authority, is not responsible for any violations or non-compliance by Users, both Lenders and Borrowers (either due to intentions or negligence of Users) to the provisions of laws and agreements or covenant between the Organizers and the Lenders and/or Borrowers.
  9. Every loan borrowing transaction or activity or the implementation of an agreement regarding borrowing between or involving an Operator, Lenders and/or Borrowers must be carried out through an escrow account and virtual account as required by the Financial Services Authority Regulation Number 77/POJK.01/2016 concerning Information Technology-Based Lending and Borrowing Services, and violations or non-compliance with these provisions constitute the evidence of violation of law by the Organizers so that Organizers must bear compensation suffered by each User as a direct result of violation of the aforementioned law without reducing the rights of the User who suffered losses according to the Code of Civil Law.

PT Aktivaku Investama Teknologi (Company) is a legal entity established under the Law of the Republic of Indonesia. Standing as a company that has been regulated by and under the supervision of the Financial Service Authority (OJK) in Indonesia with the registration number of S-8/NB.11/2018 on January 8, 2018. Thus, the implementation of its business activities is closely monitored by the OJK based on the Financial Service Authority Regulations Number 77/POJK.01/2016 regarding Information Technology-Based Money Lending and Borrowing Services.