It is time to choose Aktivaku

A secured financial technology platform, as a partner in developing your funding.

Aktivaku is a secured peer-to-peer lending platform. Aktivaku brings a collateral/asset owner (personal/entity) who needs funding with the fund owners outside the banking system.

The Benefits of Choosing Aktivaku

ADVANTAGES FOR LENDER

  • Attractive yields, starting at 14% per year

  • Secure with collateral in the form of fixed assets

  • Easy process with an affordable minimum value of funding

ADVANTAGES FOR BORROWER

  • Competitive interest starts at 14% per year

  • Easy and fast process online

  • All costs are presented transparently

Aktivaku Products

Current Funding

  • BBB

    Credit Take Over

    Credit Take Over

    Loan

    1.000.000.000,00

    Interest

    1.50% Per Month

    Guarantee / Rate

    ruko / B1 - Low to Medium Risk

    Term

    1 Month

    Funding Progress

    100%

    Status

    Funded in 3 Days

     T&C Applied 
  • SLO

    Supply Chain Financing

    Supply Chain Financing

    Loan

    200.000.000,00

    Interest

    1.50% Per Month

    Guarantee / Rate

    rumah tinggal / B1 - Low to Medium Risk

    Term

    3 Month

    Funding Progress

    100%

    Status

    Funded in 3 Hours 34 Minutes

     T&C Applied 
  • PT MPC

    Supply Chain Financing

    Supply Chain Financing

    Loan

    500.000.000,00

    Interest

    1.58% Per Month

    Guarantee / Rate

    lainnya / B1 - Low to Medium Risk

    Term

    2 Month

    Funding Progress

    100%

    Status

    Funded in 6 Days

     T&C Applied 
  • HP

    Aktivahome

    Aktivahome

    Loan

    439.000.000,00

    Interest

    1.17% Per Month

    Guarantee / Rate

    rumah tinggal / RR5 - Medium Risk

    Term

    24 Month

    Funding Progress

    100%

    Status

    Funded in 14 Days

     T&C Applied 
  • PT FP

    Supply Chain Financing

    Supply Chain Financing

    Loan

    1.485.000.000,00

    Interest

    1.50% Per Month

    Guarantee / Rate

    / B1 - Low to Medium Risk

    Term

    3 Month

    Funding Progress

    100%

    Status

    Funded in 14 Days

     T&C Applied 
  • SM

    Aktivahome

    Aktivahome

    Loan

    339.000.000,00

    Interest

    1.17% Per Month

    Guarantee / Rate

    / RR2 - Low Risk

    Term

    24 Month

    Funding Progress

    100%

    Status

    Funded in 6 Days

     T&C Applied 
  • PT KAP

    Supply Chain Financing

    Supply Chain Financing

    Loan

    650.000.000,00

    Interest

    1.67% Per Month

    Guarantee / Rate

    lainnya / B3 - Medium Risk

    Term

    2 Month

    Funding Progress

    100%

    Status

    Funded in 14 Days

     T&C Applied 
  • PT AM

    Supply Chain Financing

    Supply Chain Financing

    Loan

    400.000.000,00

    Interest

    1.50% Per Month

    Guarantee / Rate

    lainnya / B1 - Low to Medium Risk

    Term

    3 Month

    Funding Progress

    100%

    Status

    Funded in 8 Days

     T&C Applied 
  • EII

    Supply Chain Financing

    Supply Chain Financing

    Loan

    2.000.000.000,00

    Interest

    1.17% Per Month

    Guarantee / Rate

    lainnya / A1 - Low Risk

    Term

    3 Month

    Funding Progress

    100%

    Status

    Funded in 2 Days

     T&C Applied 
  • PT AMS

    Supply Chain Financing

    Supply Chain Financing

    Loan

    2.000.000.000,00

    Interest

    1.67% Per Month

    Guarantee / Rate

    lainnya / B3 - Medium Risk

    Term

    3 Month

    Funding Progress

    100%

    Status

    Funded in 3 Days

     T&C Applied 
  • PT TAS

    Supply Chain Financing

    Supply Chain Financing

    Loan

    300.000.000,00

    Interest

    1.50% Per Month

    Guarantee / Rate

    lainnya / B1 - Low to Medium Risk

    Term

    3 Month

    Funding Progress

    100%

    Status

    Funded in 14 Days

     T&C Applied 
  • PT PM

    Supply Chain Financing

    Supply Chain Financing

    Loan

    290.000.000,00

    Interest

    1.67% Per Month

    Guarantee / Rate

    lainnya / B3 - Medium Risk

    Term

    2 Month

    Funding Progress

    100%

    Status

    Funded in 6 Days

     T&C Applied 
  • PT APSA

    Credit Take Over

    Credit Take Over

    Loan

    2.000.000.000,00

    Interest

    1.67% Per Month

    Guarantee / Rate

    / B3 - Medium Risk

    Term

    2 Month

    Funding Progress

    100%

    Status

    Funded in 14 Days

     T&C Applied 
  • PT SLB

    Supply Chain Financing

    Supply Chain Financing

    Loan

    700.000.000,00

    Interest

    1.58% Per Month

    Guarantee / Rate

    lainnya / B2 - Medium Risk

    Term

    2 Month

    Funding Progress

    100%

    Status

    Funded in 8 Days

     T&C Applied 
  • PT SLW

    Supply Chain Financing

    Supply Chain Financing

    Loan

    1.445.000.000,00

    Interest

    1.58% Per Month

    Guarantee / Rate

    lainnya / B2 - Medium Risk

    Term

    2 Month

    Funding Progress

    100%

    Status

    Funded in 14 Days

     T&C Applied 
More

Statistic
Info

82
36Institution
46Personal

Total Accumulation Borrower

19
12Institution
7Personal

Total Active Borrower

Rp 83.725.720.618,00

Total Loan Since Founded

Rp 11.853.000.000,00

Total Loan This Year

Rp 16.668.000.000,00

Total Outstanding Loan

Highest
loan value

Rp 1.950.000.000,00

Value of Money received by the Loan Recipient

Rp 2.096.450.000,00

Value of Money to be returned

Rp 146.450.000,00

Total Cost (By Interest, Provision and Admin)

0,21%

Percentage of Total Cost Per Day

Lowest
loan value

Rp 60.000.000,00

Value of Money received by the Loan Recipient

Rp 63.807.000,00

Value of Money to be returned

Rp 3.806.980,00

Total Cost (By Interest, Provision and Admin)

0,08%

Percentage of Total Cost Per Day

Newsletter Subscription

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- wartakotalive.com

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Sebuah kolaborasi aktivitas sosial kembali dilakukan oleh Aktivaku bersama dengan Sunyi Coffee dan Mula Indonesia untuk membantu kehidupan sehari-hari sebagian masyarakat yang terkena dampak pandemi Covid-19

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Aktivaku, perusahaan financial technology peer-to-peer lending beragunan menyatakan kesiapannya untuk mendukung pemerintah mewujudkan inklusi keuangan melalui pembiayaan UMKM.

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Our Partners

Our Cash Management Partners

ATTENTION:

  1. Information Technology Based Lending and Borrowing Service is a civil agreement between the Lender and the Borrower; thus, all risks arising from the agreement are borne entirely by each party.
  2. Credit risk or default is borne entirely by the Lender. No state agency or authority is responsible for this risk of default.
  3. The Organizers with the approval of each User (Lender and/or Borrower) accesses, obtains, saves, manages and/or uses the User’s personal data (“Utilization of Data”) on or inside objects, electronic devices (including smartphones or cellphones), hardwares and softwares, electronic documents, applications or electronic systems belonging to the User or controlled by the User, by notifying the purpose, limits and mechanism of the Utilization of the Data to the User before obtaining the intended consent.
  4. Lenders who do not have the knowledge and experience of lending and borrowing are advised not to use this service.
  5. The Borrower must consider the loan interest rate and other fees in accordance with the ability to repay the loan.
  6. Every fraud is digitally recorded in cyberspace and can be known to wider community on social media.
  7. Users must read and understand this information before making a decision to become a Lender or Borrower.
  8. The Government, in this case the Financial Services Authority, is not responsible for any violations or non-compliance by Users, both Lenders and Borrowers (either due to intentions or negligence of Users) to the provisions of laws and agreements or covenant between the Organizers and the Lenders and/or Borrowers.
  9. Every loan borrowing transaction or activity or the implementation of an agreement regarding borrowing between or involving an Operator, Lenders and/or Borrowers must be carried out through an escrow account and virtual account as required by the Financial Services Authority Regulation Number 77/POJK.01/2016 concerning Information Technology-Based Lending and Borrowing Services, and violations or non-compliance with these provisions constitute the evidence of violation of law by the Organizers so that Organizers must bear compensation suffered by each User as a direct result of violation of the aforementioned law without reducing the rights of the User who suffered losses according to the Code of Civil Law.

PT Aktivaku Investama Teknologi (Company) is a legal entity established under the Law of the Republic of Indonesia. Standing as a company that has been regulated by and under the supervision of the Financial Service Authority (OJK) in Indonesia with the registration number of S-8/NB.11/2018 on January 8, 2018. Thus, the implementation of its business activities is closely monitored by the OJK based on the Financial Service Authority Regulations Number 77/POJK.01/2016 regarding Information Technology-Based Money Lending and Borrowing Services.