Cookie Policy

  • This Cookie Policy explains why we use cookies, beacons, Flash cookies and similar technologies (“Cookie”) and the way to disable them. Our Cookie Policy is part of Our Privacy Policy. By accessing and/or using Our Site, you agree to the use of cookies as described in This Policy.
  • If you choose to use the Site without blocking or deactivating cookies or choosing other technologies, you agree to This use of Cookie and also Our use (in accordance with This Policy and Our other Privacy policies) to the Personal data we collect using Cookie. If you do not agree with the use of This Cookie,
    Make sure you block or disable cookies By using your browser settings.
  • “Account” is a unique identity that is used to classify you and record your activities on our Website and Services by registering on our Website;
  • “You” with a variety of grammar and cognate expressions, refers to the Loan Recipient, the Loan Provider or another person using the Website and Services regardless of whether or not the person is registered on the Website;
  • “We” with a variety of grammar and cognate expressions, refers to Aktivaku along with the legal authority of Aktivaku;
  • “Personal Data” means information or data that can be used to identify an individual directly or indirectly as an individual;
  • “Privacy Policy” refers to the Privacy Policy on this Website;
  • “Cookie Policy” refers to Cookies on this Website;
  • “Users” refers to anyone who accesses and/or uses the site whether or not the person is registered on the site. Each provision in this agreement applies to all users (regardless of the user registration status) or business and other user entities specifically, or if the context determines otherwise, Users are considered to include any business or other entities on behalf of the site or Services accessed by other Users;
  • “Content” means all content on our Website and/or Services, in whole or in any part, including but not limited to design, text, graphic images, photos,pictures, images, videos, software, music, sound and other files, credit ratings, tariffs, fees, quotes, historical data, graphics, statistics, articles, our contact information, any other information, and their selection and arrangement;
  • “Website” refers to the website and, including all the domains and sub-domains.
  • Cookies are small pieces of information (including but not limited to small text files) that can be transferred by the web server and/or stored in a web browser, computer hard drive, cellphone, tablet, other personal communication devices, applications or web tools (Your “device”). Small graphic images such as “pixel tags” or “clear GIFs”, or small computer files, computer programs, and similar technologies that store information on your device or collect information or help us identify you, your account or device can also be included on our Website (for example including all related domains and sub-domains thereof).
  • When web users browse the web, some Cookies are stored in the Device memory in Cookie files or combined with other Cookies. Cookies provide various functions and facilitate certain features that can make the internet surfing experience more comfortable and valuable/useful for web users by having a device that stores certain information that can be retrieved by the web server.
  • Information in Cookies relates to a combination of the user account and the Device. Thus, anyone who uses multiple accounts or devices (including computers with different browsers) has several sets of cookies. In addition, Cookies do not distinguish between several users who share the same user account or Device. If more than one browser is used on a computer, each usually has a separate cookie storage. Cookies can have a long, or no expiration date, and can remain stored on your device for months.
  • Cookie cannot be used to get data from your hard drive, retrieve email addresses or steal sensitive or personal information about you. The only way you can make any personal information part of your cookie files is if your device provides the information to the Web server.
  • Aktivaku uses Cookies to improve Site performance, Content and Site Services, and enhance your browsing experience. Aktivaku can share a number of Cookie information collected and analyze that information with Selected Third Parties in accordance with and as defined in our Privacy Policy. In general, Aktivaku uses Cookies for the following purposes:
    1. allow our Site to work properly and ensure that the Site operates properly;
    2. help us protect the security of your account by detecting malicious activities and violations to our Terms of Use;
    3. provide Services for you through our Site administration;
    4. distinguish you from other Users (as defined by our Privacy Policy) when you return to our Site and allow you to use our Site with your browsing experience more comfortably. For example, cookies can tell us your language and communication preferences;
    5. improve the way our site works, for example, by ensuring that users find things they are looking for easily;
    6. Ensure and improve the performance of our Website, in terms of its navigation and usability, and evaluate the effectiveness of our marketing efforts.
  • If you want to know more about certain cookies that we use, please refer to the information below:
    1. Strictly Necessary Cookies
      • These are cookies that are important for the feasibility of operating our website. These cookies allow you to move around our website and use our features, such as remembering previous actions when navigating back to a page in the same session. Cookies allow you to access parts of our Website which are restricted to registered users. Without these cookies, you cannot enter or return to the Webite or move through various parts without having to continuously identify yourself by sending back your data (for example, an encrypted username or customer identification number). This cookie also helps us to protect the security of your account by notifying us when several people log in from the same device or account.
    2. Functionality Cookies
      • These cookies are used in our Site administration to: allow us to improve the User experience by enabling us to personalize our content for you, greet you by name, remember your preferences (for example, choice of language or area) and the type of information that interests you to accept when you visit certain sites (for example, if you choose the option “remember me on this computer”); allows our online “ordering” system to track selections in electronic “shopping carts” and allows the users to keep browsing and add items to their “shopping cart” during visits; and allows us to remember your related information during your current visit, and any future visits when you register to us or fill out our online form, provided that Cookies are not temporarily deleted.
    3. Targerting/Advertising Cookie
      • This cookies record your visit to the Website, our Website Content and Services that you have visited and the links that you have followed. We will use this information to interpret or conclude what interests you, maintain our Website Content (as defined under our Privacy Policy) and the advertisements displayed on our Website in relevance to your interests, build your profile and customized information about you that we believe will be of value to you based on the indicated preferences, other information we have about you as a User, and information available from external sources.
    4. Analytical / Performance Cookies
      • This cookie allows us to collect statistical data for analysis to ensure our Site is functioning properly (such as allowing us to identify errors or poor performance from the Site), in terms of navigation and usability, also evaluating the effectiveness of our marketing efforts. The information we compile includes but is not limited to the domain name and country of origin of the Internet Service Provider, the volume of traffic to our site or web pages viewed, pattern of use of our Site, the address of the sites visited before and after visiting our Site, referral page information to track the success of our marketing efforts in attracting people to our Site, tracking user responses to various advertising campaigns and user activities, “click stream” activity (meaning, the paths taken by visitors to our site as they navigate from one page to another), how Users move around our website when they use it and what things are downloaded, transactional attributes in accordance with the information that you voluntarily provide while using our Site, and overall site performance.
  • In addition to Aktivaku Cookies, we also work with other companies in placing Cookies on our Website to collect information for us. These companies cannot use these cookies for their internal interests or share the collected information with anyone other than Aktivaku, in accordance with the terms of the contract they have signed with us.
  • Advertising and analytical cookies can be placed by or on behalf of independent advertisers who place advertisements on our Website. For example, by clicking the Third Party Content, advertisers can be provided with information about your visit to our Website so that they can present advertisements that may be of interest to you. When you click the ‘Like’ button or the ‘Share’ button for social networking services, the social networking website can then use the information about your visit to target advertisements to you on other websites. These cookies are anonymous and cannot identify individuals. We do not have the access to or control over these third party cookies, and these third parties have their own cookie policies and privacy.
  • You can decide whether and how your device will accept, limit or block cookies by configuring your preferences or choices through web browser settings. In addition, you can also configure multiple Devices to notify you when a Cookie is being placed so that you have the opportunity to decide whether to accept the Cookie or not. You can also request to activate “private browsing”, a function offered by most web browsers. Even though private browsing does not block cookies, this will allow you to delete all cookies specific to the browser and device every time you close the browser or activate private browsing on that particular device. Some applications or web tools (for example, Flash Cookies) allow you to restrict or block Cookies in different ways or through different processes.
  • Your device, application or web tool can or cannot include one or all of the above functions to allow you to manage cookies. For more information about whether the function is available and how the functionality works, visit the help menu on your device, application or web tools. Functionality on your device, application or web tools can be set through an interface different from the one provided by your web browser.
  • If you only browse our Website and you are not a registered User, you may still be able to use the Website without agreeing to our Cookies. However, limiting or blocking Cookies can affect the usability of the Site. For example, you might not be allowed to watch videos or other content on our Website.
  • If you use browser settings to block or reject all Cookies, you may not be able to access all or parts of our Website, and we may have no choice but to stop offering our Website Content, Services, Interactive Services, applications and tools to you because Cookies are important for the administration and security of our Website.
  • This Cookie Policy may be changed and/or updated from time to time without prior notice. We recommend that you read carefully and check this Cookie Policy page from time to time to find out about any changes. By continuing to access and use the Website and Aktivaku Services, the user is deemed to agree to the changes in this Cookie Policy.